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Did you know that hundreds of thousands of people receive a penalty notice for speeding in the UK each year? Unfortunately, you may not receive just a fine, as there can be other implications for breaking the law. In this guide, we’ll be covering the punishment for each speeding offence, whether it be minor or serious.
All types of motorists could be caught speeding for any given reason, some may be late to work, others may be in an emergency, there are even those that drive dangerously and want to test the limits of their car’s engine. Aside from the negative consequences of law breaking, your insurance premium may also skyrocket.
One area that is seeing an increasing number of drivers speeding are those in the delivery sector. This is because several companies pay them for the number of deliveries, they can make. This is not just for typical online orders through Amazon either, it is now also prevalent in the hot fast-food delivery sector. This has meant that specialist cover such as food delivery insurance is now a requirement for those working in this type of business. Anyone who is looking to work for Deliveroo, Just Eat and Uber Eats will be looking into these types of policies to ensure they have sufficient cover.
Those who are caught speeding on a public road will receive a Fixed Penalty Notice (FPN) of a £100 fine along with three points on their license. Some drivers may be offered the option to attend a speed awareness course allowing them to avoid the three points. Eligibility will be dependent on which police force is managing the offence.
The National Driver Offender Retraining Scheme manages these speed awareness courses in the UK (excluding Scotland), and states that only those who haven’t been convicted of any other speeding offences in the last three years will be able to take this course.
There are even cases where the punishment can be far more drastic. Some drivers could be prosecuted in court resulting in a much larger fine, additional points on the license or even banned from driving temporarily or permanently. This is why it’s important to prioritise safety and drive carefully. Ask yourself, is it really worth putting yourself and others in danger and risk losing your license just to get home from work 10 minutes earlier, or make a little extra money by completing a few more food delivery orders.
Police forces will generally only prosecute those who are seen as serious offenders. This could be someone who has far exceeded the speed limit or breaks the law repeatedly. No matter how you look at it, driving 41mph in a 40mph zone is still illegal. The National Police Chiefs’ Council (NPCC) does recommend giving drivers a ‘10% leeway’, which police officers can use in their discretion. Although, it’s important to remember that this is only advice, and you will still be classed as breaking the law and could be prosecuted. Some motorists believe that speed cameras are set to only be activated when driving above 10% of the speed limit. This may be true for some cameras but isn’t systematically used across the board. Regardless, you should not be breaking the speed limit.
What happens if you’re caught speeding?
What happens next will largely depend on the severity of the committed speeding offence. Offences can be broken down into both minor and serious crimes.
Anyone who has been flashed by a speed camera will have to wait 14 days for confirmation. This is how long the police have to issue a driver with a ‘notice of intended prosecution’ (NIP). This will be sent in the post to the vehicle’s registered keeper.
You may be given the option to take a speed awareness course, which lasts about half a day, and you will be expected to pay for this. This allows you to avoid penalty points and retain a clean license. The police force will dictate eligibility.
For serious speeding offences, a speed awareness course will most likely not be an option. Exceeding the limit by more than 10% will likely result in three to six penalty points on your license and a minimum £100 fine. You will have 28 days to pay the fine, and the points will be applied against your driving license. Failure to comply may result in court action. Very serious speeding offences will result in a £1000 fine – £2500 for speeding on a motorway. These will automatically be referred to the court.
Any motorist who receives more than 12 points on their driving license within a three-year period could be disqualified from driving. You will have the option after four years to apply for these points to be removed.
If you believe that you have been given a speeding fine or prosecuted unfairly, you could appeal this by completing the relevant section on the Notice of Intended Prosecution within 28 days. Think carefully before you dispute this, as you may be required to go to court to challenge the given conviction. At this stage, it may be worth considering legal advice from an accredited professional.
In summary, speeding fines are there for a reason – to keep you and everyone else safe, particularly with night driving when there is fewer cars on the road and fatigue can cause a lack of concenrration.. Always follow the law, think twice before endangering your own life and those around you.
Speed traps have been subjected to various kinds of conclusions over the past couple of years. A lot of people tend to base different theories around the same, imaging them to be an essential part of the analysis. So to clear things up and bring the truth forward, we decided to enter and set things straight. By looking through relevant sources, we have laid out all that you need to know about speed traps. Read on below.
1. The Basics
Although a speed trap sounds like an elaborate way to raise efficiency in traffic conditions, reality states a different story. At times, the method can also be applied as a move to raise money and take things forward in that direction. But the individuals who operate the same will never admit it for obvious reasons. Looking deeper into this aspect, you can take Californian Law as an example. According to the law, a speed trap is defined as an artificially low-speed limit that is also combined with excessively high enforcement. But all states have adopted a standard engineering test for road safety with the purpose of establishing speed limits.
2. The Techniques
To get things clarified, let’s now look into a particular technique known as the pedal test. So, here’s a step by step take on the pedal test.
- The process is simple as drivers reach a speed sign with a lower speed that is posted.
- They then go ahead to lift their feet from the gas pedal.
- Soon after that, they coast to a new legal speed that stands to be the new norm.
- As a result, they should not have to apply brakes to avoid a traffic ticket.
Speed traps are quite efficient in measuring speed close to the sign-in violation of the pedal test. Apart from that, certain other speed traps set up a series of different speeds within a reasonably short distance. Due to that, drivers will find it hard to avoid, and if they do, then it moves forward to be a violation. That particular violation stands to be true regardless of it being one or two mph.
The COVID-19 pandemic has created the biggest economic disaster in many years. The length and true outcomes of the pandemic aren’t known yet, but many people are losing their jobs and trying to cut costs as a result.
So far in the US alone, more than 36.5 million people have registered for unemployment in in March, April and May. Going from a flush economy to one where sixty percent of people are worried about how they can pay their household bills is a big fall.
With job losses, lock-down and a general fear of CV19, people are driving a lot less than they used to. There are reports that people are driving up to 58% less than before. A combination of less income and less car use has made people look at the giant paperweight in their driveway and consider cutting costs.
Don’t cancel your car insurance
While it might seem like a good idea for now, it could be a costly error that exposes you to some bigger problems in the future.
First, the obvious. Cancelling your car insurance means you have no cover if something happens. While you’re not driving your car as much, any time you take it out of the driveway, you’re opening yourself up to risk. And even leaving it in your driveway could be a problem, with a rise in car thefts hitting many parts of the world. If your car is damaged or stolen, you have no way of recovering funds.
Secondly, depending on your plan, you might not save that much. If you have a joint home-car-contents policy, there could be discounts applied for having everything with the one insurer. Removing the car insurance might mean removing that discount.
Thirdly, in some countries and states, insurance is a legal requirement. You could be prosecuted or face fines.
Finally, this could affect your insurance costs in the future. Insurers do offer discounts to long term customers, and terminating your policy is terminating the discounts. They will often query the coverage gap when applying for new insurance too.
Instead out outright cancelling your policy, there are other things you can do.
Contact your insurer
The Financial Conduct Authority has released guidelines for insurers in dealing with COVID-19 insurance problems. This governing body recognises that people are struggling financially and has urged insurers to take steps to assist people in remaining financially solvent and still be able to pay their insurance premiums.
Your insurer has a raft of options to hand to help make this more affordable to you. They can consider:
Payment plans: Some insurers are offering payment plans. Yours might be open to this.
Extended delivery coverage: If you’ve lost your job and have temporarily taken on being a delivery vehicle, your car should be subject to extra insurance. But some companies have loosened up on these rules, extending existing personal coverage to delivery driver coverage.
A premium ‘holiday’: Generally, if you miss a premium payment, the insurance company cancels the policy within a week or two. However, there are currently extended grace periods of up to two months. While the total owing will still remain the same, you have longer to come up with the funds- and you’re still covered in the interim.
Waiving late fees and penalties: If you missed a car insurance payment, you can express your financial problems and ask them to waive the fees.
Ask for a higher deductible: If you excess/ deductible is higher, your premiums are lower. Especially if you are using your car a lot less and it’s parked securely, this could be a good option in the short term.
Change the type of cover: If you have comprehensive insurance, consider dropping it back to third-party insurance. If your car isn’t worth much anyway, this could save some serious money.
As well as these options, there are also some discounts or temporary reductions available.
Pick up that phone and have a chat with your insurer. It’s the single best option available to you. And, you don’t know until you try.
Multi-policy discounts: As alluded to before, if you have all your insurance with one insurer, there can be huge discounts. Take a holistic look at all your insurance expenses. Home, contents, car, business, life, and health. If you haven’t already, can you bundle these up with one insurer? Go shopping and see who can offer the biggest savings. This could be anything from 5% to 25%.
Multi-car discounts: If you have more than one car, make sure they are insured with the same company. There could be savings of up to 25%.
New car discount: Some insurers offer a new-car discount, for any vehicles up to three years old.
Anti-theft discount: If your car has anti-theft devices and features, you could be eligible for this car insurance discount.
Good driver discount: If you’ve never had an accident, congratulations. You might be eligible for a wide range of discounts on your car insurance.
Do you belong to any professional organisations? Sometimes your job, associations and organisations that you belong to give you access to discounts. It’s worth asking your employer or groups you belong to.
Many of these policy options and savings won’t be mentioned to you, so make sure you’re prepared to ask for specifics.
Put some thought in and avoid cancelling insurance
Car accidents have dropped significantly due to the fact that fewer people are using their cars. Some insurers are offering lower premiums, discounts and credits as a result. If you are in financial distress, call your insurer, speak to them, and investigate every policy and every discount option. Most people are sympathetic and will try to help. Cancelling should be an absolute worst-case scenario, and to be avoided at all costs.
If you have been fined for driving a car at one mile per hour, there is a chance that you might have been caught by the speeding camera. These cameras are like monitors which allow people to stay in their driving limits which also saves lives. It is found by studies that these speed cameras have allowed people to cut down on their speed. This is one of the main reasons that there was a rapid uptake in the use of average speed cameras which lasts over 12 months.
How do these speed cameras work?
There is a change the drivers can easily dodge the traditional cameras by hitting the brakes before the flashlight. But with an average speed camera, you can easily install lamp posts and mount them everywhere. You can start by looking at the number of plates and can continuously have a record of cars which can help with average speed calculated by the baseline distance. Even if you are slowing down under the camera, there is a high chance that you are caught even between the two posts. This is one of the best ways to embrace a safe driving style which can help one pay close attention to the speed over time.
Other things to keep in mind
- These cameras are set everywhere not just to capture bikes but all kinds of vehicles.
- With Average speed cameras being digital, they can dish out an unlimited number of fines.
- These cameras are equipped with infrared night vision which can make it possible to track no matter the weather or light outside.
- There is no chance that you can dodge the fines by just changing your lanes as the picture are still caught and get you fined.
- Most cameras are not sequenced to be paired and can be compared between the first and fourth camera. But you need to make sure that you are on the separate section of the road to keep the track on everything.
- If you think that you are exceeding the speed limit at any time, you can slow it down.
- Less than 10% over the limit is the buffer but still can be fined for driving over the speed limit.
How to avoid getting fines
There are many tips and tricks that people might have tried, but not all of them can help you avoid getting fines. These speeding cameras are some of the most accurate cameras which can catch any shift in the speed limit, which eventually lead to a fine. If you are wondering ways to avoid any speeding tickets from the speeding cameras, one thing you can do is to ensure that you are speeding. There is no other way which ensures that you can avoid a fine.