A Complete Guide to UK Speeding Fines

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Did you know that hundreds of thousands of people receive a penalty notice for speeding in the UK each year? Unfortunately, you may not receive just a fine, as there can be other implications for breaking the law. In this guide, we’ll be covering the punishment for each speeding offence, whether it be minor or serious.

All types of motorists could be caught speeding for any given reason, some may be late to work, others may be in an emergency, there are even those that drive dangerously and want to test the limits of their car’s engine. Aside from the negative consequences of law breaking, your insurance premium may also skyrocket.

One area that is seeing an increasing number of drivers speeding are those in the delivery sector. This is because several companies pay them for the number of deliveries, they can make. This is not just for typical online orders through Amazon either, it is now also prevalent in the hot fast-food delivery sector. This has meant that specialist cover such as food delivery insurance is now a requirement for those working in this type of business. Anyone who is looking to work for Deliveroo, Just Eat and Uber Eats will be looking into these types of policies to ensure they have sufficient cover.

Speeding fines

Those who are caught speeding on a public road will receive a Fixed Penalty Notice (FPN) of a £100 fine along with three points on their license. Some drivers may be offered the option to attend a speed awareness course allowing them to avoid the three points. Eligibility will be dependent on which police force is managing the offence.

The National Driver Offender Retraining Scheme manages these speed awareness courses in the UK (excluding Scotland), and states that only those who haven’t been convicted of any other speeding offences in the last three years will be able to take this course.

There are even cases where the punishment can be far more drastic. Some drivers could be prosecuted in court resulting in a much larger fine, additional points on the license or even banned from driving temporarily or permanently. This is why it’s important to prioritise safety and drive carefully. Ask yourself, is it really worth putting yourself and others in danger and risk losing your license just to get home from work 10 minutes earlier, or make a little extra money by completing a few more food delivery orders.

Police forces will generally only prosecute those who are seen as serious offenders. This could be someone who has far exceeded the speed limit or breaks the law repeatedly. No matter how you look at it, driving 41mph in a 40mph zone is still illegal. The National Police Chiefs’ Council (NPCC) does recommend giving drivers a ‘10% leeway’, which police officers can use in their discretion. Although, it’s important to remember that this is only advice, and you will still be classed as breaking the law and could be prosecuted. Some motorists believe that speed cameras are set to only be activated when driving above 10% of the speed limit. This may be true for some cameras but isn’t systematically used across the board. Regardless, you should not be breaking the speed limit.

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What happens if you’re caught speeding?

What happens next will largely depend on the severity of the committed speeding offence. Offences can be broken down into both minor and serious crimes.

Minor offences

Anyone who has been flashed by a speed camera will have to wait 14 days for confirmation. This is how long the police have to issue a driver with a ‘notice of intended prosecution’ (NIP). This will be sent in the post to the vehicle’s registered keeper.

You may be given the option to take a speed awareness course, which lasts about half a day, and you will be expected to pay for this. This allows you to avoid penalty points and retain a clean license. The police force will dictate eligibility.

Serious offences

For serious speeding offences, a speed awareness course will most likely not be an option. Exceeding the limit by more than 10% will likely result in three to six penalty points on your license and a minimum £100 fine. You will have 28 days to pay the fine, and the points will be applied against your driving license. Failure to comply may result in court action. Very serious speeding offences will result in a £1000 fine – £2500 for speeding on a motorway. These will automatically be referred to the court.

Any motorist who receives more than 12 points on their driving license within a three-year period could be disqualified from driving. You will have the option after four years to apply for these points to be removed.

If you believe that you have been given a speeding fine or prosecuted unfairly, you could appeal this by completing the relevant section on the Notice of Intended Prosecution within 28 days. Think carefully before you dispute this, as you may be required to go to court to challenge the given conviction. At this stage, it may be worth considering legal advice from an accredited professional.

In summary, speeding fines are there for a reason – to keep you and everyone else safe, particularly with night driving when there is fewer cars on the road and fatigue can cause a lack of concenrration.. Always follow the law, think twice before endangering your own life and those around you.